For every American:
“I always wondered why the tallest buildings in every city I have ever visited are banks. What do these people do? They don’t actually add anything to society. They don’t produce food or widgets. They simply transfer wealth from one class to another. The more I studied finance the more I realized it was simply the mother of all multi-level-marketing pyramid schemes. The central bank creates wealth out of thin air, or more accurately, robs it from the lower classes through inflation and then charges people down the line in order to use it. Talk about adding insult to injury. It lends it to other banks at interest who then lend it to consumers at an even greater interest rate.” [Jonathon]
A valuable outsiders perspective.